Florida has been challenged to develop home-grown insurance solutions since 1992′s devastating Hurricane Andrew and, more recently, the 2012 Biggert-Waters Act’s remaking of federal flood insurance. Tampa Bay is already a key player in this arena, boasting a burgeoning cluster of insurance organizations. These pioneers are driving progress by applying technology and new ideas in catastrophe modeling, flood mapping, AI-enabled underwriting, actuarial science and innovative reinsurance and financing arrangements, such as catastrophe bonds. In a state that is ground zero for climate adaptation, nothing less will do.
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